Humm & Cycle Tribe Bike Finance

Cycle Tribe now offers Finance* through Humm. Humm is a retail instalment payment plan facility, an easy alternative to paying with cash or credit card for all your biking requirements. Why not bundle together your bike and biking gear, then select the amount and payment term that suits you! It couldn't be easier. You'll have full access to a unique Humm account via a self-serve portal. You can even pay out your Humm purchase early without any additional fees or charges.

Humm Now Even Easier To Use We have made Flexi more user friendly. Now, when purchasing any item over €80 in our online store, you can make payment using the new Humm tab. You will be brought directly to the Humm website where you can complete the application process. No more opening multiply screens to complete the application and the whole process can be completed from the comfort of your own house.

Apply for Humm Finance online using any mobile device and enjoy a no fuss application process which is simple and quick – you can receive a credit decision in minutes!

We currently offer three payment plans options:

  • No Interest Ever (Available on purchases of €80 - €499) this plan equals to 5 equal payments. 1st payment upfront & 4 fortnightly repayments. Once all repayments are made on time the customer will not incur any fees or interest.
  • Low Interest (Available on purchases of €500 - €999) this plan spreads the cost over 6-12 months €10 application fee, €1 monthly account keeping fee & 3.99% interest rate
  • Interest FREE Bike Finance (Available on bike purchase's €1,000 -€15,000) This plan spreads the cost over 12 months interest free over a 24 month term. Pay the full amount over 12 months with zero interest terms. 10.99% interest rate applies after interest free period.  €35 application fee, €3.50 monthly with every application.


Successful applicants must:

  • Be 18+ Taxable income of €21k +
  • Be an Irish Citizen or permanent resident of Ireland
  • Have a current credit/ debit card and a Photo ID
  • Have a good credit history


Terms & Conditions:

  • Finance can only be used with purchase of a bike and or accessories
  • We offer finance on bikes > which are available at full RRP currently.
  • It is currently available on bikes at a minimum value of €80.
  • For full terms and conditions please see